I love the holiday and post-holiday sales. They pull me in like a magnet. Who can really resist a killer deal when you think about it. We live on a tight budget. With 5 kids and the zoo in tow we need to pay attention to sales to get the most for our money. I love to hit the holiday food sales and the after Christmas sales to stock up on things my family needs for less. Sometimes these deals allow ...
Simple Finances
What Is Pre-approved Mortgage and How Helpful Is It
A pre-approved mortgage is a tentative promise a lender makes where it states that it will provide you a certain loan amount for the purchase of your property at a certain interest rate for a certain period of time. In a pre-approved mortgage process, the lender's decision is based on two factors- your income and your credit score. A pre-approved mortgage is not a final decision and is valid for ...
How to Shop Online Without Paying Shipping
The rise in online shopping has been a huge factor in reducing holiday stress. Imagine completing your entire holiday list without leaving the house. No fighting through crowds. No paying for gas. Skip going store to store to find everything you need. Now imagine getting the best prices available without fighting for that great deal on black Friday? Are you afraid that the shipping cost will add ...
Is it Possible to Find an Affordable Apartment in NYC?
Have you been considering moving to New York City recently? While the nightlife and culture may seem like it would fit your lifestyle perfectly, it might cost you. Did you know that the average sales price in Manhattan was $1.9 million for condos in existing buildings in the third quarter of 2017? You may be thinking to yourself “Of course that’s expensive. You’re buying a condo.” But ...
Simple Ways You Can Afford to Homeschool
Many homeschool families are working off a single income. That means there may not be much for wiggle room in the budget and so many parents are scared off from homeschooling when they look at the price tags of the popular boxed curriculum programs. Break the cycle and you can homeschool for next to nothing. Stock up at back to school sales. Back to school supply sales are like a drug for ...
How Going Green will Save you Money
When I told my husband I wanted to go green with our home and family I got a couple odd looks from him. He never tells me no when I truly want something but he does shake his head and give me that look of internal laughing. He always has even when I announced that I wanted to cloth diaper our son. One thing I never expected when we started this journey is that we would save money and with every ...