Are finances tight but a new blessing on its way? Deep breath, don’t panic. You have this mama, a few choices can make that new addition pretty darn cheap. You can save money when having a baby. In fact, the baby stage can be lower cost than any other. Having been there done that a time or two, or four I know there are money savers for having a new baby.
- Cloth Diapers. Fluffy bottoms are the best way to save the most money on your new baby. For our oldest, we spent over $4000 on disposable diapers from birth to potty. On babies 2, 3, and 4 we spent $450 combined. Let that sink in. That is $3550 difference between child 1 and 2. That means with baby #3 and 4 we saved $8,000 that is a whopping $11,550 savings for three kids! No chump change with that one. With our youngest two in diapers at the same time, our diaper needs would out spend our monthly electricity bill. Read more about cloth diapers.
2. Cloth wipes. These can be super cheap. Old t-shirt ready for the trash? Cut into large squares no need to sew and they let you keep your hands cleaner than if you used a set of Huggies wipes. Each wipe runs about 2 pennies each. That does not seem like much but when you use 3-4 per diaper change it is worth a lot more than you think.
3. Breastfeed. If you are a stay at home mom this can be extra effective no pumps, bottles, and work to wash, satirize, and mix. As a working mom, you can still save a lot of $ despite the cost of a breast pump and bottles. If you formula fed you would still need bottles and the law requires your insurance company covers the cost of a pump.
4. Shop resale. You can save money when having a baby with clothes, bedding, baby furniture bought used. In fact, skip most of the baby furniture until the baby arrives so you can see what you will need as most of us never use the impossibly long list. With our last baby, we had gotten rid of everything. What did we replace? Baby/toddler rocking chair that doubles as napping spot and a car seat. Yup, no crib, changing table, pack n play etc. We had it all with our oldest we never used it. (safety note: please avoid bed sharing if under the influence of alcohol, drugs, Rx meds , or anything else that could impair your response to your child.)
5. Don’t upscale your home. Many believe bigger family = bigger home but, a baby without any unnecessary furniture takes up very little room. It is the older years they take up a lot of space.
6. Re-use. Make your own baby toys. Hit sites like Pinterest for recycled baby toy ideas and remember things like a ball go a long way in the eyes of a new baby. Upcycled toys are great for holiday gifts and easter basket fillers for your baby.
7. Make your own baby food. It is really easy and cost-effective to make your own baby food. If you do not have a blender you can get a hand baby food maker for cheap or even just use a potato masher (yes they still make those.)
8. Save on maternity care. With a healthy uncomplicated pregnancy, a midwife at a birthing center or home can run as low as $3,000 to cover everything pregnancy to birth including ultrasounds and the like. And many midwives will come to you your entire pregnancy making those many check ups a breeze.
9. Cut things you do not need. Do you need cable or will Netflix do the trick? Do you need two cars or can you get by on one? A yard sale is a great way to earn extra money before baby comes. You will be surprises how you can save money when having a baby in everyday places.
10. Coupon and shop sales. While this takes some time to get into you have no reason to ever pay full price again even for healthy whole foods with planning ahead. Buy a deep freezer and take advantage of sales, clearances, and managers specials. Sales are a great way to prep your baby emergency kit.